Credit reports and understanding your FICO credit score is essential whether you are trying to buy a home, a new car or applying for a…

Debt, and what keeps us there is really no big secret. There are some very identifiable reasons of why most people get stuck at a…

The average credit debt for each American has risen from around $10,000 for 2009 to well over $11,000 for this year. The average credit debt…

Of course I am just generalizing since there is no way for me to know everyone’s own unique situation. However, being that I am considered…